National Consultant for Maldives UNSDCF Evaluation 2022-2026

Result of ServiceObjectives of the Evaluation The specific objectives of the evaluation are to: Assess the extent to which the 2022-2026 UNSDCF has supported national development priorities while aligning with the SDGs and international commitments • Assess the Contribution of the UNSDCF Evaluate the extent of UNSDCF’s contribution (not necessarily structured contribution) to the Maldives' national development results by applying evidence-based judgments and utilizing internationally recognized evaluation criteria to measure accountability. • Assess the effectiveness, relevance, coherence, and sustainability of UNSDF’s activities towards the three strategic overachieving priorities in the UN- Government of Maldives cooperation framework • Identify Influencing Factors Examine the factors that have affected the UNSDCF’s performance, including enabling conditions and bottlenecks, to understand why the performance is as it is. • Draw Conclusions and Provide lessons learned Derive conclusions about the UN’s contribution to development outcomes within the scope of the UNSDCF, assess their potential of sustainability, and offering a comprehensive understanding of the impact and value of UN interventions. • Provide Actionable Recommendations Develop practical and actionable recommendations aimed at enhancing the effectiveness, efficiency and impact of subsequent UNSDCF, with a particular focus on their incorporation into the next programming cycle and the everchanging global priorities of the donor and member states. These recommendations will be logically linked to the findings and conclusions of the evaluation and grounded in lessons learned. Work LocationMale Expected duration15 July - 15 Dec Duties and ResponsibilitiesThe primary rationale for conducting this evaluation is to assess the relevance, coherence, effectiveness, efficiency, and sustainability of UN system contributions to national development priorities. The findings will serve as a resource for the Government of Maldives, UN agencies, donors, and other stakeholders to refine strategies, strengthen partnerships, and enhance future programming. The intended audience for this evaluation includes UN agencies, government stakeholders, development partners, and civil society organizations, all of whom play a vital role in shaping the Maldives' development trajectory. The report will also be accessible to the general public, on request. The purpose of the UNSDCF evaluation is to assess the extent to which we have achieved the three strategic priorities highlighted in the UNSDCF. The evaluation will also support greater accountability and transparency of the UNCT in the Maldives to the UNSDCF stakeholders. Furthermore, the evaluation will feed into the formulation of the new UNSDCF 2027 – 2031. The UNSDCF evaluation has two primary purposes: 1. Promote greater learning and operational improvement. The evaluation will provide important information for strengthening programming and results at the country level, specifically informing the planning and decision-making for the next UNSDCF Registry cycle for improving UN coordination at the country level. The UNCT, host government and other UNSDCF stakeholders can learn from the process of documenting good practices and lessons learned, which can then be shared with DCO and used for the benefit of other countries. 2. Support greater accountability of the UNCT to the UNSDCF stakeholders. By objectively providing evidence of results achieved within the framework of the UNSDCF and assessing the effectiveness of the strategies and interventions used, the evaluation will enable the various stakeholders in the UNSDCF process, including national counterparts and donors, to hold the UNCT and other parties accountable for fulfilling their roles and commitments. 1. Background – Country Context and UNSDCF Highlights Background The UNSDCF for the Maldives reflects the collective commitment of the UN system to support the country’s national development priorities, aligned with the Sustainable Development Goals (SDGs). The Maldives, a Small Island Developing State (SIDS), is characterized by its unique geography, socio-economic vulnerabilities, and ambitious development aspirations. The Maldives is an upper-middle income country, and faces challenges related to climate change, environmental degradation, economic diversification, demographic, rapid urbanization and social inclusion, compounded by its heavy reliance on tourism and fisheries sectors. According to the Maldives Population and Housing Census 2022, the total population is 515,122, comprising 382,751 Maldivians and 132,371 foreigners. Approximately 26% of the population are foreigners, indicating that for every three Maldivians, there is one foreigner living in the Maldives. The census also revealed that 50.7% of the population are male and 49.3% are female, with a median age of 30.6 years. In terms of employment, the overall employment-to-population ratio stands at 60.9%, with a significant gender gap: 75.9% of males are employed compared to only 45.4% of females. The literacy rate remains high at 97.3%, and urbanization continues to rise, with Male’ City housing over one-third of the total population. The average household size is 5.1 people, and housing conditions have improved, with over 90% of households having access to electricity, safe drinking water, and sanitation facilities. The Maldives has experienced steady economic growth, with the Gross Domestic Product (GDP) exceeding $6 billion and one of the highest per capita incomes in South Asia. However, the country’s economy is heavily reliant on tourism, which contributes over 25% of GDP and more than two-thirds of foreign exchange earnings. The fisheries sector, though relatively smaller, remains vital for food security, employment, and exports. Economic diversification remains a challenge, with limited industrial and agricultural activity due to geographic constraints. The country’s vulnerability to external shocks, such as climate change, global economic downturns, and fluctuations in tourism demand, affects its resilience and long-term sustainability. Environmental pressures, including coastal erosion, coral reef degradation, and waste management issues, further compound development challenges. Additionally, as the Maldives navigates its transition from concessional financing following its upper-middle-income classification, securing adequate development financing for long-term investments in social protection, infrastructure, and climate adaptation remains a priority. These factors collectively shape the delivery of the UNSDCF and its expected results, requiring adaptive and innovative approaches to ensure sustainable and inclusive development. The UNSDCF for the Maldives was developed in a context of relative political stability and ongoing recovery from the socio-economic impacts of the COVID-19 pandemic. The Cooperation Framework aligns with the Maldives’ Strategic Action Plan (SAP) 2019–2023 of the previous government, which articulates the previous government’s vision for sustainable development as well as other key policies such as the National Resilience and Recovery Plan for 2020 – 2022 (NRRP). The UNSDCF is also informed by the Common Country Analysis (CCA), which identified critical issues including income disparities, gender inequality, and the vulnerabilities of atoll populations to climate risks. UNSDCF Highlights The UNSDCF Theory of Change (ToC) for the Maldives is founded on the principle that sustaining transformative and inclusive governance is both a requirement and an enabler for achieving shared prosperity, a sustainable and healthy environment, and equitable human well-being and resilience. It envisions a Maldives where all people, regardless of their circumstances, participate meaningfully, contribute to, and benefit equitably from sustainable cultural, economic, social development, and environmental protection. Central to this vision is a long-term investment in people, which is critical for the realization of the 2030 Agenda and its SDGs. Informed by comprehensive analytical and consultative processes, the UNSDCF identifies three overarching Strategic Priorities that address the country’s development challenges and opportunities, driving transformative progress toward the SDGs: 1. Strategic Priority 1: Shared Prosperity and Inclusive Human Development for All o Outcome 1: By 2026, youth, women, and other groups at risk of being left behind contribute to and benefit from inclusive, resilient, and sustainable economic and human capital development, fostering innovation, entrepreneurship, and decent work. o Outcome 2: By 2026, people in the Maldives, particularly the most vulnerable and marginalized, benefit from increased access to and use of quality, equitable, inclusive, and resilient social and protection services, while enhancing relevant skills and leading lives of dignity and well-being. 2. Strategic Priority 2: Sustainable and Climate-Resilient Environment o Outcome 3: By 2026, national and sub-national institutions and communities, especially at-risk populations, are better equipped to manage natural resources and enhance resilience to climate change, disasters, and environmental degradation inclusively and sustainably. 3. Strategic Priority 3: Gender-Responsive, Rights-Based, and Accountable Governance and Justice o Outcome 4: By 2026, the Maldives has strengthened decentralized and accountable governance under the rule of law. This includes empowering people to participate meaningfully in transparent and transformative public policy processes, ensuring access to justice, public services, human rights, gender equality, and women’s empowerment in a tolerant and peaceful society. Expected high-level results from the implementation of the 2022 – 2026 UNSDCF include enhanced climate resilience, equitable access to quality services, economic diversification, and strengthened governance. These outcomes are guided by assumptions such as sustained government commitment and active participation of all stakeholders. Key risks, including external economic shocks and climate-related disasters, have been factored into the intervention logic. The UNSDCF is a collaborative effort involving multiple UN agencies, with funding sourced from core resources and bilateral donors. However, funding gaps persist, necessitating stronger resource mobilization efforts. Evaluative knowledge, including findings from prior country programme evaluations and sectoral assessments, has informed the design and prioritization of interventions under the UNSDCF. This strategic approach ensures the UNSDCF remains responsive to the Maldives’ evolving needs, fostering an integrated response to national priorities and contributing meaningfully to the SDGs. 1. Evaluation Scope Programmatic Scope The evaluation will encompass all the developmental programmatic initiatives by the UN entities, both resident and non-resident, which were carried out in the Maldives from 1 January 2022 till 30 June 2025. It will give due consideration to the contributions of agencies operating without a formal country programme, those implementing global or regional initiatives, and non-resident agencies, while explicitly acknowledging regional and cross-border elements reflected within the UNSDCF framework. Rather than conducting full evaluations of individual programmes, projects, or activities of UNCT members, the evaluation will synthesize and build on existing programme and project evaluations conducted by each agency. However, the external evaluation expert may propose specific thematic areas for in-depth review, as deemed necessary, in consultation with stakeholders. The focus of the UNSDCF evaluation will be on UN joint efforts, made as a whole including but not limited to, joint programmes, initiatives, and advocacy, particularly within the three strategic priority areas. The evaluation will assess how each initiative contributes to achieving specific SDG targets in the Maldives. Each UN entity is expected to provide data and evidence-based information showcasing its contributions to the Joint Work Plan, overall UNSDCF outcomes, and national development objectives. Additionally, the evaluation will address critical cross-cutting issues, such as gender equality, women’s empowerment, human rights, youth, disability inclusion, data, and digital transformation. It will be guided by six key principles: accountability, sustainability, leaving no one behind, a human-rights-based approach, gender equality, and resilience. These principles will ensure a comprehensive and inclusive assessment that reflects the UNSDCF’s alignment with the 2030 Agenda and the Maldives’ development priorities. Geographic scope UN Agencies, Funds, and Programmes operate across all atolls of the Maldives, with a primary focus on the Greater Malé Area. Given the financial considerations and the fact that extensive work of UNSDCF focuses on policy and advocacy work at the central level, in person field visits will not be undertaken, and virtual meetings will be set with the relevant stakeholders in other islands. 2. Evaluation Criteria and Questions The evaluation of the UNSDCF for the Maldives will be guided by a robust set of evaluation questions and criteria, developed in alignment with the TOR and finalized during the inception phase. In agreement with the Evaluation Manager, the Independent Evaluators may adapt and refine these questions to ensure clarity, focus, and relevance to the evaluation objectives. The final set of questions will be carefully crafted to reflect the established evaluation criteria and indicative queries outlined in the TOR, ensuring they address key aspects of the intervention logic. An evaluation matrix will be developed to support this process, providing a structured framework that links each question to specific data sources, methodologies, and criteria. The matrix will facilitate data triangulation, identify gaps in data collection, and ensure the validity and reliability of the findings. Through this systematic approach, the evaluation will deliver insights that are evidence-based, comprehensive, and aligned with the overarching goals of the UNSDCF in the Maldives. Menu of evaluation questions from the Cooperate Guidance (to be adapted by the UNTT) No: 1 Criteria: Relevance and adaptability Is the CF doing the right things and adapted well to emerging needs Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent are the UNSDCF strategic priorities consistent with country needs, national priorities, the country’s international and regional commitments, including on SDGs, leaving no one behind, human rights, sustainable development, environment, and gender equity? 2. How resilient (capacity to withstand, recover from, and effectively respond to shocks or crises), responsive and strategic was the UNCT in reprioritizing/adapting their support to address emerging and emergency needs including change of government, humanitarian response, etc especially those of the most vulnerable, disadvantaged and marginalized groups? No: 2 Criteria: Coherence How well does the CF fit? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent has the UN system promoted or supported policies that are consistent among each other and across sectors, given the multi-sectoral nature of social and economic development? 2. (Compulsory): To what extent did the post reform Resident Coordinator office’s roles and responsibilities enable positive UNCT’s joint convening power and better coherence of the country team? 3. (Compulsory): Post UN reform, to what extent have UN entity programs and work plans been effectively and meaningfully derived from Common Country Analysis (CCA) and CF both in design and implementation? For agencies signatory to the UNSDCF (FAO, IFAD, ILO, IOM, UN ESCAP, UNDP, UNDRR, UNEP, UNESCO, UNFPA, UNHCR, UNICEF, UNODC, UNOPS, WHO) with existing programming instruments or any other planning framework assess the type of derivation applied amongst the 3 Options for country programming instrument derivation1. There are 3 options for country programming instruments derivation from the CF: (There will be NO PRIMARY quantitative data collection. This means that there will NOT BE ANY QUANTITATIVE SAMPLING. Therefore, any quantitative analysis will be from desk review) Option A: UN development system entities adopt the Cooperation Framework as their own country development programme document; they do not prepare separate entity document. Option B: UN development system entities develop an entity-specific country development programme document with Cooperation Framework outcomes copied verbatim. Option C: UN development system entities develop an entity-specific country development programme document with Cooperation Framework outcomes copied verbatim, plus additional outcomes that are not in the Cooperation Framework, included only on an exceptional basis to capture normative and standard-setting activities not prioritized in the Cooperation Framework Option D. Entity country level programming instrument/engagement derives from the Cooperation Framework, but the outcomes are formulated differently Option E. Entity country level programming instrument/engagement did not derive from the Cooperation Framework No: 3 Criteria: Effectiveness Has the CF achieved its objectives? Is the CF doing the right things? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. How effective has the UNSDCF been in achieving the results outlined in the results framework? Were there any unintended results (positive or negative)? 2. What have been the benefits for the people and institutions targeted by the interventions, including the most vulnerable, disadvantaged, and marginalized population? No: 4 Criteria: Efficiency How well have resources been used? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. Was the UNSDCF supported by an integrated funding framework (which consists of the finances/resources of the joint workplans) and by adequate funding instruments, including for sustainable development interventions? What were the gaps, if any? Have resources (human, technical, financial) been allocated efficiently? How adequate were the resources to emerging needs and priorities? 2. To what extent did the UN coordination reduce transaction costs for UN agencies and their partners and increase the efficiency of UNSDCF implementation, including when there are unforeseen priority changes or setbacks to the implementation of the UNSDCF? 3. Are there any exchange and coordination measures or platforms put in place by the country team (UNCT) or agencies to reduce potential barriers for implementing partners (e.g., joint planning; joint implementation; timely provision of funds to IPs; joint supervision; etc.)? If so, how have these arrangements improved operational and programmatic efficiency? No: 5 Criteria: Coordination How well has implementation of the CF been coordinated? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent the national government and the UN system successfully coordinated the implementation of joint workplans and UN agencies’ specific programmes to maximize efficiency, coverage, reaching the most vulnerable (disabled, women, youth, etc.) while reducing overlaps? No: 6 Criteria: Orientation towards impact What difference do CF interventions make? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent has the UNSDCF contributed to key institutional capacity building as well as behavioral, and legislative changes that are critical for catalyzing progress towards the UNSDCF desired impact. No: 7 Criteria: Sustainability Will the benefit last? Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent that progress towards the UNSDCF and SDGs is sustained by national partners and stakeholders over time (i.e. sustaining activities and financing)? No: 8 Criteria: Coverage Potential evaluation questions (Note: These will be finalized by the Evaluation Team by selecting no more than 2-3 questions per criteria) 1. To what extent did the UNSDCF interventions reach and benefit the most vulnerable and marginalized groups to ensure leave no one behind principle is adhered to, including persons with disabilities, women and girls, children, migrant workers, youth and other vulnerable and marginalized groups? 3. Evaluation Approach and Methodology The CF evaluation will be solely guided by the UNSDCF Evaluation Guidelines-Engl-Revised-2025.pdf (https://www.unevaluation.org/uneg_publications/guidelines-evaluation-united-nations-sustainable-development-cooperation) and not by other UNEG guidelines. The evaluation will use a mixed methods approach that combines document reviews, analysis of other quantitative secondary data, individual interviews (PRIMARY data collection will only be qualitative. Therefore, no PRIMARY analysis will use quantitative methods.) with key informants and focus groups or other types of group discussion to collect data. The evaluation team will develop the evaluation methodology in accordance with the evaluation approach and design tools to collect appropriate data and information as strong, evidence-based answers to answer the overall evaluation questions. The methodological design will include: an analytical framework; a strategy for data collection and analysis; specially designed tools; an evaluation matrix; and a detailed work plan. • Sampling approach: A purposive sampling approach will be used to select programmes (joint workplans; joint programmes; UN agencies strategic plans, individual programmes, etc.) that will be covered in the scope of the CF evaluation. The selected programmes components should have sufficient level of transformational intent (depth, breadth, and size) and maturity. The purposive sampling approach will also be used to target groups and stakeholders to be consulted. It is expected that the list of target groups will ensure adequate inclusion of the voice of beneficiaries, including civil society organizations with an emphasis on vulnerable groups, e.g. people living with disabilities, and other marginalized groups. The selection will be informed by the portfolio analysis and stakeholder mapping undertaken during the inception phase of the evaluation. This analysis will yield information on the relevant initiatives and partners to be part of the evaluation (including those that may not have partnered with the UNCT but play a key role in the outcomes to which CF contributes). The evaluation team should clearly outline the sample selection criteria and process and identify any potential bias and limitations, including the steps towards addressing the limitations. The sampling technique should ensure that the selected samples adequately reflect the diversity of stakeholders of the intervention and pay special attention to the inclusion, participation, and non-discrimination of the most vulnerable stakeholders. This process will enhance the credibility and technical adequacy of the information gathered. • Data collection: The evaluation will use quantitative and qualitative approaches, including but not limited to literature review, statistics at national and local levels, semi-structured interviews, direct observation, focus groups and workshops. • Quality assurance: The data collected should be subjected to a rigorous quality assurance for validation purposes, using a variety of tools including triangulation of information sources and permanent exchange with the CF implementation entities at Country Office level. The overall evaluation and the methodologies used will comply with the OECD DAC Quality Standards, the OECD DAC criteria and United Nations Evaluation Group standards and details as presented in the UNEG Handbook. In addition, the products of the evaluation will be reviewed at different levels. • Evaluation Matrix[2]: The evaluation team will use the template of the evaluation matrix provided by the evaluation manager to systematically structure and consolidate the data collected for each of the evaluation questions. This matrix will allow them, among other things, to identify the missing data and thus fill these gaps before the end of the collection. This matrix will also help to ensure the validity of the data collected. • Participation and inclusion: This evaluation should be conducted using a participatory and inclusive approach[3], involving a wide range of partners and stakeholders. The evaluation team will carry out a stakeholder mapping in order to identify the direct and indirect partners of the CF, specifically targeting United Nations organizations and representatives of the national government. Stakeholders mapping may include civil society organizations[4], the private sector, other multilateral and bilateral cooperation organizations and, above all, the beneficiaries of the program. • Theory of change analysis: During the inception phase or early in the data collection phase, the evaluation team will hold ToC meetings with the result or thematic groups to discuss the programmatic changes that could have occurred in the programme result chain during implementation as a response to emerging challenges and needs. These meetings are led by the Evaluation Team and organized by the Evaluation Manager. The ToC meetings are useful to support the Evaluation Team, UNCT and the Evaluation Steering Committee members to develop a common understanding of ToC activities, expected outcomes, underlying assumptions and consensus on potential outcome indicators to be evaluated. The Synoptic table for the Analysis of the theory of change is used to support the ToC meetings. In some cases, the Evaluation Team may use the findings from these meetings to reconstruct (if necessary) the initial ToC which supported the development of the CF being evaluated, to better align with the CF’s implementation and account for emerging development changes in the country. The ToC analysis needs to include also cross-cutting issues such as gender equality and empowerment of women, human rights and non-discrimination (including disability inclusion), and environmental sustainability. The theory of change analysis should be limited to the soundness of the “agencies’ and joint workplans” outputs contributions to the outcome level and the strategic priorities and the outcomes of the Cooperation Framework Evaluators will base their evaluation on the analysis and interpretation of the logical consistency of the results chain: linking program outputs to changes at a higher level of outcomes, based on observations and data collected during the process along the result chain. This analysis should serve as a basis for the judgment of the evaluators on the contribution of the current CF to the achievement of the outcome level results as targeted by the CF. The analysis of the CF’s theory of change and the reconstruction of its intervention logic, if necessary, will therefore play a central role in the design of the evaluation, in the analysis of the data collected throughout the evaluation, in communicating results and in developing relevant and practical conclusions and recommendations. • Finalization of the evaluation questions and assumptions: The evaluation team will finalize the evaluation questions after consultations with the evaluation steering committee and thematic groups. The final evaluation questions should be a reasonable number, generally not exceeding 15. They should clearly reflect the evaluation criteria as well as the indicative evaluation questions listed in these Terms of Reference. They should also take advantage of the results of the reconstruction of the intervention logic of the cooperation framework. The evaluation questions will be included in the evaluation matrix (see appendix) and should be supplemented by sets of hypotheses that capture the key aspects of the intervention logic associated with the scope of the question. Data collection for each of the assumptions will be guided by clearly formulated quantitative and qualitative indicators, also indicated in the matrix. 4. Evaluation Process and Timeline The overall timeline of the UNSDCF evaluation for the Maldives should align with the development roadmap of the next Cooperation Framework. The evaluation results will serve as a critical input for the CCA and the planning process for the subsequent UNSDCF. Following consultations with the UN UNCT, DCO, development partners, and government counterparts, the RC will approve the operational evaluation work plan and timeline to officially launch the process. The UNSDCF evaluation for the Maldives will be conducted in five main phases: • Phase 1: Planning and Preparation o Timeline: July 2025 – July 2025 o Led by: Evaluation Managers (upon assignment) o Key Tasks: Prepare the Evaluation Concept Note and Terms of Reference (TOR), set up the evaluation repository, conduct stakeholder mapping, and recruit external evaluators. • Phase 2: Design and Inception o Timeline: July 2025 – August 2025 o Led by: External Evaluators (upon signing contract) o Key Task: Conduct the desk review, assessment of the theory of change and reconstitution (if necessary) to better adhere to the CF as implemented, develop the inception report, including the evaluation matrix and detailed methodologies. • Phase 3: Data Collection o Timeline: July 2025 – August 2025 o Led by: External Evaluators o Key Task: Conduct primary and secondary data collection (including data collection from the field), ensuring the triangulation of data. • Phase 4: Reporting and Validation o Timeline: July 2025 – August 2025 o Led by: External Evaluators and Evaluation Managers o Key Tasks: Present initial findings, develop the first draft, revise into a second draft, and finalize the Evaluation Report with endorsement from the Joint Steering Committee (JSC) and DCO. • Phase 5: Management Response and Dissemination o Timeline: September 2025 o Led by: UNCT and DCO o Key Tasks: Finalize the Management Response and disseminate the Evaluation Report to internal and external stakeholders, ensuring broad accessibility and understanding. This phased approach ensures a structured and inclusive process, enabling the evaluation to effectively inform strategic planning and decision-making for the Maldives' development agenda. Qualifications/special skillsAdvanced University Degree (Master or PhD) in the field of governance, public administration, business administration, development studies, political science, law, human rights, public health, health financing, health economics or other relevant field; Minimum 3-5 years of relevant professional experience in evaluation of UNSDCF/CF or UN agency Country Programme, or major bilateral donor Country Programmes, and familiarity with UNEG Norms and Standards and Ethical Guidelines. Strong data collection and analysis skills; Prior experience in working with multilateral agencies. Strong experience and knowledge in the UN programming principles including leaving no one behind LNOB, human rights, gender equality and women's empowerment, sustainability and resilience, and responsibility. Previous experience of working in SIDS, middle income country is highly preferred. In-depth knowledge and strong research record of Maldives socio-economic development, public health environment, climate change, Expertise in at least one of the 4 UNSDCF outcome areas (economic opportunities, social protection, environment and climate change; governance and access to justice) LanguagesFluency in both English and Dhivehi Additional InformationNot available. No FeeTHE UNITED NATIONS DOES NOT CHARGE A FEE AT ANY STAGE OF THE RECRUITMENT PROCESS (APPLICATION, INTERVIEW MEETING, PROCESSING, OR TRAINING). THE UNITED NATIONS DOES NOT CONCERN ITSELF WITH INFORMATION ON APPLICANTS’ BANK ACCOUNTS.