Loan Officer- For Internal and External Candidates- Limited Duration Contract (LDC) /ML3A- Ramallah Branch

Org. Setting and ReportingUNRWA is a United Nations agency established by the General Assembly in 1949 and is mandated to provide assistance and protection to a population of some 5.8 million registered Palestine refugees. Its mission is to help Palestine refugees in Jordan, Lebanon, Syria, West Bank and the Gaza Strip to achieve their full potential in human development, pending a just solution to their plight. UNRWA's services encompass education, health care, relief and social services, camp infrastructure and improvement, microfinance, and emergency assistance. UNRWA is the largest UN operation in the Middle East with more than 30,000 staff. UNRWA is funded almost entirely by voluntary contributions. If you are looking for a rewarding opportunity to make a tangible difference for one of the most vulnerable communities in the world, UNRWA would like to hear from you. Supervisor: The incumbent reports to: Branch Manager through the Area Loan Supervisor ResponsibilitiesIn accordance with established Agency policy and procedures the incumbent: (A) Promotes and retails credit to micro-entrepreneurs and small businesses through visits to designated local market and industrial areas to support business development by financing working capital and investment opportunities. (B) Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households to provide finance for household assets and home improvement; (C) Ensures screening of prospective borrowers, including visiting the businesses and/or households, completing the loan applications, analyzing the loan requests and recommending disbursement; (D) Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio; (E) Monitors and leverages an adequate healthy caseload of active borrowers; (F) Follows up on payments of performing portfolio to ensure adequate repayment rate; (G) In coordination with the relevant MD staff, follows up on payments of bad portfolio from delinquent clients to reduce its volume. (H) Performs such other duties as may be assigned CompetenciesUN Core Values of Integrity, Professionalism and Respect for Diversity, and Core Competencies of Communication, Working with People and Drive for Results apply by default. Functional: i. Applying Technical Expertise. ii. Relating and Networking iii. Planning and Organizing iv. Coping with Pressure and Setbacks Education- Completion of a two-year post secondary diploma in accountancy, business, marketing or other related commercial discipline. - Desirable qualifications: A first university degree in business administration, accountancy or economics OR relevant years of experience in sales, marketing, or banking is preferred. Job - Specific QualificationNot available. Work ExperienceCompletion of three years of relevant working experience, including in microfinance (as a Loan Officer), sales or marketing is required -Please confirm if you live/ reside in West Bank or Jerusalem? And if you have West Bank or Jerusalem ID. please to mention its number down, as it is desirable. LanguagesEnglish and French are the working languages of the United Nations Secretariat. For this job opening, English and Arabic are required. The table below shows the minimum required level for each skill in these languages, according to the UN Language Framework (please consult https://languages.un.org for details).